Indeed, there are monsters! Wild and vicious beasts, in fact! But they are very far away from the village, up in the mountains and such. You do not have to see them if you don't want to.

[Not unless you go traipsing around unarmed and making a lot of noise. As Zed found out to his nearly great cost.]

And you would not need to help if they did attack! I am a warrior to be proud of, after all - once I get a new sword, I can hold off an army of wendigos!