...Heibon-san turned to Uikipedia to help me out, but it looks like you're actually right. To meet their definition of a pseudo-hermaphrodite, you have to be born with only one gender's gonads. People in my world are born with both; it's just that only one set, and the corresponding, um, genitalia stay functional into adulthood. Both genders keep a mostly feminine form; maybe gynandromorph would be a better word.
Mild warning for clinical terminology.